The
Bank-free card

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Transcash Mastercard is a prepaid top-up payment card

It is accepted throughout the global Mastercard network and is used like a regular bank card.

You reload Transcash Mastercard in the same way as a prepaid phone card.

With Transcash Mastercard, you no longer risk going overdrawn!

You can only spend the money available on your card.

No Bank Account Needed

With the Transcash card, you can benefit from some of the services offered by a regular Mastercard debit card,

without having to open a bank account.

With Transcash you are no longer dependent on a bank. The Transcash card is accessible to all,

with no income requirements or credit check.

After activating your Transcash card, you can use it immediately,

Unlike traditional credit cards, with your Transcash card you can never be overdrawn,

exceed its limit or incur overdraft charges. You have no more exorbitant bank fees to pay.
You can check your transaction history (monthly statements) at any time in your online Customer Area.

No Commitment

Using the Transcash card requires no commitment from you.

Load your card with the desired amount whenever

you need or want to, any time, all year round!

Your Transcash Mastercard is international!

No proof of ID

The Transcash card is accessible to all,

with no requirements in terms of income, deposits or assets, and no credit check.

Get the Transcash card online in the “buy my card” section (free postage) or at a physical sales outlet among over 30,000 retailers in France (tobacconists, newsagents). You can activate your card and start using it as soon as you have acquired it.

Since Decree 2016-1523, French residents can use a prepaid debit card without having to provide any proof of identity and residence, to make withdrawals* and purchases at shops and online in France and the French Overseas Departments and Territories only for a limited range of goods and services (categories in the ACCESS formula). To make payments and withdrawals throughout the global Mastercard network, all you have to do is to provide proof of identity and residence after your black card is activated (ESSENTIAL and MAX Formulas).

Got a question?

In order to activate your Black Card in the ACCESS Formula , you must first select a category from the list below.  This category will determine the nature of your purchases.

Each category is associated with a code from 0 to 9. This code is required in order to activate your Card.

Important information:

  • If you make a mistake, you can change the category just one time at www.transcash.fr in the “my account” section, so long as you have not completed any transactions.
  • To no longer be limited to a single category and make payments and withdrawals throughout the Mastercard global network, bear in mind that you can switch to the ESSENTIAL Formula free of charge at any time (by providing your identity document) or to the MAX Formula (by providing your proof of identity and residence) in the “my account” 
    section.
Liste of available categories
0 Advertisements

(online advertisements, social networks,  online payment solutions, customer support, marketing and advertising tools, online press, etc.)

Example : LeBonCoin, Facebook, Mediapart, PAP, Amazon Prime and classifieds in newspapers (dailies and weeklies), etc.

5 Personal services

(associations, dating sites, postal services, delivery services, fines and tax stamps, vehicle registration documents, financial services and personal loans, consultancy companies for individuals and professionals, etc.)

Example: Infogreffe, Fines, Cartes Grises.net, Tax Stamps, Embassies, Bailiffs, Lawyers, Cofidis, Lydia, Sedomicilier.com, DemanderJustice.com, Legalstart.fr, Wengo, Tisseo, Emmaüs, Just Eat, etc.

1 Electronics and Telecoms

(telephone and internet operators, sports channel subscriptions, music platform subscriptions, film and TV series platform subscriptions, mobile and TV applications, internet hosting and solutions, computer equipment and software, computer maintenance and services, video conferencing and instant messaging applications, etc.)

Example : Netflix, SFR, Orange, Free, Deezer, Boulanger, Lokeo, Fnac, OVH, Canal Sat, Apple, etc.

6 Travel and Transport

(fuel, tolls, trains, planes, hotels,  seasonal rentals, car rentals, taxis and chauffeur-driven vehicles, urban transport: metro, shuttle bus and tram, parking spaces and car parks, etc.)

Example : SNCF, Ouigo, ChauffeurPrivé, RTM, RATP, Air France, Vueling, Vinci, ADP Roissy, B&B hotels, Ibis, Kyriad, Novotel, B&B Hotels, Formule 1, Station U, Esso, Total, Avia, BP, Autoroutes, Parkings, etc.

2 House and Home Improvements

(DIY and decoration, pet shops, garden centres, energy suppliers, marketplaces, household appliances, furniture, insurance, etc.)

Example : Vente-Privée, Showroom privé, Rue du commerce, Cdiscount, Amazon France, Ebay, Direct Energie, EDF, Paypal, Weldom, Leroy Merlin, Castorama, etc.

7 Fashion

(clothes, ready-to-wear, shoes, household linen, leather goods, etc.)

Example : Primark, Blancheporte, Etam, Brandalley, Kiabi, H&M, Asos, Boohoo, Shein, Lacoste, Zara, Celio, Pimkie, C&A, Tati, Chaussea, Stokomani, Jennyfer, etc.

3 Food and Gastronomy

(bars, cafés, brasseries and restaurants, fast-food outlets, bakeries and pastry shops, butchers, home deliveries, food shops, mini-markets, supermarkets and hypermarkets, market halls, grocery shops, caterers, etc.)

Example : Deliveroo, Distributeurs Selecta, Nespresso, Burger King, Mc Donald’s, Quick, Auchan, Carrefour, Leclerc, Monoprix, Hyper U, Géant, Franprix, Leader Price, Lidl, Boulangeries, Bars et Cafés, Restaurants, Épiceries, etc.

8 Beauty, Hygiene and Health

(pharmacies and parapharmacies, beauty shops, perfumeries, spas, massages, beauty institutes, beauticians, body and face care (manicure, pedicure), hairdressers, barbers, beauty box subscriptions, therapy centres, beauty institutes, vets, etc.)

Example : Birchbox, Sephora, Yves Rocher, Jean Louis David, Fitness Park, Marionnaud, Nocibe, Pharmacies, Coiffure, Laboratoires, etc.

4 Leisure and Culture

(sports shops, cinemas, museums, tobacconists,  online gaming and betting, casinos, record shops, bookshops, hobby shops, video clubs, etc.)

Example : Blizzard, Steam, Décathlon, GO Sport, Intersport, Cultura, UGC, Pathé, Meetic, FDJ, PMU, Winamax, Unibet, Betclic,Tabacs, Maison de la presse, etc.

9 Automotive

(repairs, accessories, garages, cleaning companies, etc.)

Example : Oscaro, Mister Auto, Allo Pneus, Norauto, Feu Vert,

This list is shown for indicative purposes only. Some retailers reserve the right (without consulting us) not to accept prepaid payment cards.

REMINDER: On the ACCESS Formula, your Transcash card is only accepted for payments and withdrawals at shops and online stores located in France (including Overseas Departments and Territories).

  • Online (24/7) :

Scan or photograph both sides of your valid identity document (European National Identity Card, French or foreign passport, French residence permit) Save it on your computer or mobile/tablet Go to www.transcash.fr section “my account ” Click on “Change Formula” in the “Card management” section and choose the ESSENTIAL Formula. Follow the instructions shown on the screen When you send your identity document from your “my account” area, it will be verified and validated by our team in just a few seconds.

  • By email :

Scan or photograph your valid identity document front and back (European National Identity Card, French or foreign Passport or French residence permit) Save them to your computer or mobile/tablet Email them to [email protected] specifying your pack number When you send these documents by email, they will be verified and validated within 7 business days.

Yes.

After purchasing products/services from a merchant (in store or online), you can present your Transcash card to them in order to receive a refund under the terms defined by the said merchant.

Refund after making a purchase with one of your Transcash cards (Black or Red) :
The refund amount will be credited to the Transcash card you presented to the merchant in accordance with the merchant’s refund policy and after deduction of the applicable fees set out in article 35 of our General Terms and Conditions of Sale.

Refund after making a purchase with a third party payment method (other than your Transcash cards):
The refund amount will be credited to the Transcash card you presented to the merchant in accordance with the merchant’s refund policy and after deduction of the applicable fees set out in article 35 of our General Terms and Conditions of Sale.

Important information :
Merchant refunds up to €100 are automatically credited to your Transcash card’s “available balance” within 2 to 3 business days.
For security reasons, merchant refunds of more than €100 are not automatically credited to your Transcash card’s “available balance”.
If you have received a refund of more than €100, please report this to our Finance Department by sending an email to [email protected] , stating the last 4 digits of your card number, the name of the merchant and the expected refund amount.
You may be asked to provide proof of purchase for the refund amount if the purchase was initiated with a card other than your Transcash card.

contact customer services

0033 (0)1 53 88 22 76 (Standard-rate call)

➡ Call centre open from Monday to Saturday, 9 am to 7 pm (excluding public holidays)

➡ Our agents are available to answer all your questions from Monday to Friday